Learn about health insurance options, terminology, and tips to make informed decisions.
8 articles
Paid ACA Marketplace enrollment fell about 2.9 million (13%) in early 2026, according to HHS data analyzed by KFF. See what the data shows about the expired enhanced subsidies, higher premiums, and anti-fraud efforts, and what to expect in 2027.
Read MoreACA Marketplace insurers proposed a median 14% premium increase for 2027. Learn why rates are rising, how subsidies protect enrollees, and how to compare plans to manage your costs.
Read MoreLearn the exact steps to compare health insurance plans side by side. Understand deductibles, copays, networks, and total costs with worked examples.
Read MoreConfused about HMO, PPO, and EPO plans? This complete guide breaks down the differences, pros and cons, and the cost and access trade-offs of each network type.
Read MoreSee how low and high premium plans compare on total yearly cost. Hypothetical scenarios, cost breakdowns, and hidden costs explained for light and frequent users of care.
Read MoreHow family health insurance works and how plans compare. Learn what to look for, how to save money, and compare plans with maternity and pediatric coverage included.
Read MoreDon't make these costly mistakes when buying health insurance. Learn what to watch out for, from choosing the wrong premium to ignoring network hospitals and enrollment deadlines.
Read MoreACA Open Enrollment for 2027 runs November 1, 2026 to January 15, 2027 on HealthCare.gov, with a December 15 deadline for January 1 coverage. See state exchange dates, auto-renewal rules, and your options after the window closes.
Read More
