Health Insurance in Pueblo County, CO — 2026 Plans & Premiums
53 ACA marketplace plans are available in Pueblo County, CO, from 3 insurers. The cheapest plan starts at $356.14/month before subsidies.
53
Plans Available
$356.14
Cheapest Plan/mo
3
Insurers
Connect for Health Colorado
Exchange
Insurers Serving Pueblo
Plans Available in Pueblo
Sorted by monthly premium · 30-year-old · Before subsidies
HMO Colorado, Inc., dba HMO Nevada Anthem Catastrophic Pathway X 10600
HMO Colorado, Inc., dba HMO Nevada
$356.14/mo
Ded: $10,600
SelectHealth Select Health Value Bronze $8500 Medical Deductible
SelectHealth
$370.61/mo
Ded: $8,500
HMO Colorado, Inc., dba HMO Nevada Anthem Colorado Option Bronze Pathway Std
HMO Colorado, Inc., dba HMO Nevada
$380.76/mo
Ded: $7,500
SelectHealth Select Health Value Bronze $6900 Medical Deductible
SelectHealth
$382.35/mo
Ded: $6,900
Kaiser Foundation Health Plan of Colo. KP Colorado Option Bronze
Kaiser Foundation Health Plan of Colo.
$388.63/mo
Ded: $7,500
HMO Colorado, Inc., dba HMO Nevada Anthem Bronze Pathway X 10300 $0 Select Drugs
HMO Colorado, Inc., dba HMO Nevada
$390.44/mo
Ded: $10,300
Kaiser Foundation Health Plan of Colo. KP CO Catastrophic
Kaiser Foundation Health Plan of Colo.
$393.63/mo
Ded: $10,600
HMO Colorado, Inc., dba HMO Nevada Anthem Bronze Pathway X 6000 $0 Select Drugs
HMO Colorado, Inc., dba HMO Nevada
$399.04/mo
Ded: $6,000
Average Premiums in Pueblo
Avg Bronze Plan
$441/mo
19 plans
Avg Silver (Subsidy Benchmark)
$548/mo
Eligible for CSR cost reductions
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Compare plansFrequently asked questions about ACA insurance in Colorado
What is the health insurance marketplace in Colorado?
The Colorado (CO) health insurance marketplace is Connect for Health Colorado (https://connectforhealthco.com/), a state-based ACA exchange where residents compare and enroll in qualified health plans. Policymage lists 53 plans with live premium data. Open Enrollment runs November 1 through January 15.
How do I compare health insurance plans in Colorado?
Use policymage.com/get-quotes: enter your ZIP code, household ages, and income. Policymage fetches ACA Marketplace plans for your county, calculates APTC subsidies, and lets you compare up to 3 plans side-by-side on premium, deductible, network, and benefits. Free, no account, no broker bias. Plans in Colorado start from $356.14/month before subsidies.
Which Medicaid plan is best in Colorado?
There is no single "best" Medicaid plan in Colorado — Medicaid is administered through MCOs such as Anthem Blue Cross Blue Shield, Kaiser Permanente, Cigna Healthcare. The right plan depends on your county, doctors, and prescriptions. Medicaid (income up to 138% FPL, ~$21,597/year for an individual) is separate from ACA Marketplace plans at Connect for Health Colorado. Apply year-round through your state Medicaid office.
Is short-term health insurance available in Colorado?
Short-term health insurance is sold outside the ACA Marketplace in Colorado by private insurers. These plans are not ACA-compliant: they can exclude pre-existing conditions, skip Essential Health Benefits, and lack guaranteed renewal. For comprehensive coverage with subsidies, enroll in an ACA Marketplace plan at Connect for Health Colorado during Open Enrollment (Nov 1–January 15). See policymage.com/faq for more on short-term vs ACA plans.
How much is health insurance in CO?
Health insurance in CO starts as low as $356.14/month for a 30-year-old on a Bronze plan before subsidies. Most Colorado residents who qualify for APTC pay significantly less — some as low as $0/month for a Silver plan.
What is the cheapest health insurance option in CO for 2026?
The cheapest ACA option in CO for 2026 is typically a Bronze-tier plan or, for residents under 30, a catastrophic plan — both carry the lowest monthly premium in exchange for a higher deductible. Compare exact Colorado plans and prices at policymage.com/get-quotes.
When does Open Enrollment end in Colorado for ACA plans?
Open Enrollment for Colorado residents runs from November 1 through January 15. Colorado runs its own exchange (Connect for Health Colorado), which set the January 15 deadline. Outside Open Enrollment, you need a Qualifying Life Event to enroll in a Special Enrollment Period.
How much does ACA health insurance cost in Colorado?
Bronze-tier plans in Colorado start as low as $356.14/month for a 30-year-old before subsidies. With APTC tax credits, many Colorado residents pay $0–$50/month for Bronze coverage. Costs vary by age, county, tobacco use, and household size.
Does Colorado use HealthCare.gov or its own state exchange?
Colorado runs its own state-based Marketplace called Connect for Health Colorado (https://connectforhealthco.com/). You enroll there directly — not at HealthCare.gov. Plan offerings, enrollment dates, and customer support are managed by Colorado, not the federal government.
Has Colorado expanded Medicaid under the ACA?
Yes. Colorado has expanded Medicaid, so adults with household income up to 138% of the Federal Poverty Level (approximately $21,597/year for an individual) qualify for free or very low-cost Medicaid. There's no Open Enrollment window — you can apply year-round.
What are the income limits for ACA subsidies in Colorado?
Premium Tax Credit eligibility starts at 100% of the Federal Poverty Level — about $15,650/year for an individual or $32,300/year for a family of 4. Colorado residents above 400% FPL still qualify if benchmark Silver costs more than 8.5% of their income. Use the Connect for Health Colorado subsidy calculator for your exact estimate.
What are the metal tiers in Colorado (Bronze, Silver, Gold, Platinum)?
Colorado ACA plans come in four metal tiers based on actuarial value (the percentage of medical costs the plan covers on average): Bronze (~60%), Silver (~70%), Gold (~80%), and Platinum (~90%). Bronze has the lowest premium and highest deductible; Platinum has the highest premium and lowest deductible. Silver is the "benchmark" tier used to calculate APTC subsidies, and it's the only tier eligible for Cost-Sharing Reductions if you qualify by income.
Are HSA-eligible plans available in Colorado?
Yes. HSA-eligible High-Deductible Health Plans (HDHPs) are available in Colorado through Connect for Health Colorado. For 2026, HDHPs must have a deductible of at least $1,650 (individual) or $3,300 (family), and you can contribute up to $4,300 (individual) or $8,550 (family) to your HSA pre-tax. HSA contributions roll over year-to-year and can be invested.
Do Colorado ACA plans cover dental and vision?
Colorado ACA Marketplace plans for adults include preventive care, mental health, prescriptions, hospitalization, and the 10 Essential Health Benefits — but adult dental and vision are not federally required. Most Colorado plans cover pediatric dental and vision automatically. For adult dental/vision, you typically buy a separate standalone plan through Connect for Health Colorado or directly from an insurer.
What is a Qualifying Life Event for Special Enrollment in Colorado?
Outside Open Enrollment, Colorado residents can enroll in or change ACA plans within 60 days of a Qualifying Life Event: loss of other health coverage, marriage or divorce, birth or adoption of a child, moving to a new county or state, a change in income that affects subsidy eligibility, becoming a US citizen, or release from incarceration. Have documentation ready when applying through Connect for Health Colorado.
How do I find in-network doctors and hospitals in Colorado?
Each Colorado ACA plan has its own provider network. Before enrolling, look up the plan on Connect for Health Colorado, click the carrier name to access their provider directory, and search for your specific doctors and preferred hospitals by name. Out-of-network care typically isn't covered (HMO plans) or costs significantly more (PPO plans). If you have an existing provider relationship, network match is usually more important than the lowest premium.
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