Bronze
HMO
HSA eligible
UHC Bronze Essential (No Referrals)
UnitedHealthcare · Mississippi Marketplace plan for 2026
What you pay before the plan starts sharing costs
Deductible (individual)
$10,600
$21,200 for a family
Out-of-pocket maximum (individual)
$10,600
$21,200 for a family
The out-of-pocket maximum is the most you can pay in a year for covered in-network care. After you reach it, the plan pays everything else.
What you pay for common care
| Service | You pay (in-network) |
|---|---|
| Primary Care Visit to Treat an Injury or Illness | No Charge After Deductible |
| Specialist Visit | No Charge After Deductible |
| Emergency Room Services | No Charge After Deductible |
| Generic Drugs | No Charge After Deductible |
| Preferred Brand Drugs | No Charge After Deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | No Charge After Deductible |
| Laboratory Outpatient and Professional Services | No Charge After Deductible |
| X-rays and Diagnostic Imaging | No Charge After Deductible |
| Mental/Behavioral Health Outpatient Services | No Charge After Deductible |
Where this plan is sold in Mississippi
Available in 10 of the rating areas we cover. Premiums differ by area, so check the one you live in.
Benton CountyHattiesburg Area (South Mississippi)Jackson Metro Area (Mississippi)Memphis Metro Area (Mississippi Side)Mississippi (Northeast & Southern Rural Counties)Mississippi Delta & Central CountiesMississippi Gulf Coast (Biloxi & Gulfport)Panola CountySouth Central Mississippi (Copiah & Simpson Counties)Tupelo Area (Northeast Mississippi)
Everything UHC Bronze Essential (No Referrals) covers
| Benefit | You pay (in-network) |
|---|---|
| Primary Care Visit to Treat an Injury or Illness | No Charge After Deductible |
| Specialist Visit | No Charge After Deductible |
| Other Practitioner Office Visit Nurse Physician Assistant | No Charge After Deductible |
| Outpatient Facility Fee (e.g., Ambulatory Surgery Center) | No Charge After Deductible |
| Outpatient Surgery Physician/Surgical Services | No Charge After Deductible |
| Hospice Services | No Charge After Deductible |
| Urgent Care Centers Or Facilities | No Charge After Deductible |
| Home Health Care Services | No Charge After Deductible |
| Emergency Room Services | No Charge After Deductible |
| Emergency Transportation/Ambulance | No Charge After Deductible |
| Inpatient Hospital Services (e.g., Hospital Stay) | No Charge After Deductible |
| Inpatient Physician and Surgical Services | No Charge After Deductible |
| Skilled Nursing FacilityLimit: 60 days per year | No Charge After Deductible |
| Prenatal And Postnatal Care | No Charge |
| Delivery And All Inpatient Services For Maternity Care | No Charge After Deductible |
| Mental/Behavioral Health Outpatient Services | No Charge After Deductible |
| Mental/Behavioral Health Inpatient Services | No Charge After Deductible |
| Substance Abuse Disorder Outpatient Services | No Charge After Deductible |
| Substance Abuse Disorder Inpatient Services | No Charge After Deductible |
| Generic DrugsLimit: 30 days per month | No Charge After Deductible |
| Preferred Brand DrugsLimit: 30 days per month | No Charge After Deductible |
| Non-Preferred Brand DrugsLimit: 30 days per month | No Charge After Deductible |
| Specialty DrugsLimit: 30 days per month | No Charge After Deductible |
| Outpatient Rehabilitation ServicesLimit: 40 visits per year | No Charge After Deductible |
| Habilitation Services | No Charge After Deductible |
| Chiropractic CareLimit: 20 visits per year | No Charge After Deductible |
| Durable Medical Equipment | No Charge After Deductible |
| Imaging (CT/PET Scans, MRIs) | No Charge After Deductible |
| Preventive Care/Screening/Immunization | No Charge |
| Routine Foot Care | No Charge After Deductible |
| Routine Eye Exam for ChildrenLimit: 1 visits per year | No Charge |
| Eye Glasses for ChildrenLimit: 1 items per year | No Charge After Deductible |
| Dental Check-Up for ChildrenLimit: 2 exams per year | No Charge |
| Rehabilitative Speech TherapyLimit: 20 visits per year | No Charge After Deductible |
| Rehabilitative Occupational And Rehabilitative Physical TherapyLimit: 20 visits per year | No Charge After Deductible |
| Well Baby Visits And Care | No Charge |
| Laboratory Outpatient and Professional Services | No Charge After Deductible |
| X-rays and Diagnostic Imaging | No Charge After Deductible |
| Basic Dental Care - Child | No Charge After Deductible |
| Major Dental Care - Child | No Charge After Deductible |
| Transplant | No Charge After Deductible |
| Accidental Dental | No Charge After Deductible |
| Dialysis | No Charge After Deductible |
| Allergy Testing | No Charge After Deductible |
| Chemotherapy | No Charge After Deductible |
| Radiation | No Charge After Deductible |
| Diabetes Education | No Charge After Deductible |
| Prosthetic Devices | No Charge After Deductible |
| Infusion Therapy | No Charge After Deductible |
| Treatment For Temporomandibular Joint Disorders | No Charge After Deductible |
| Reconstructive Surgery | No Charge After Deductible |
Not covered by this plan
- Routine Dental Services (Adult)
- Infertility Treatment
- Long Term Custodial Nursing Home Care
- Private-Duty Nursing
- Routine Eye Exam (Adult)
- Bariatric Surgery
- Cosmetic Surgery
- Hearing Aids
- Acupuncture
- Weight Loss Programs
- Orthodontia - Child
- Basic Dental Care - Adult
- Orthodontia - Adult
- Major Dental Care - Adult
- Abortion Services
- Nutritional Counseling
Official plan documents
What this page does not show
No premium and no subsidy estimate. Both depend on your age, household size, income and county, not on the plan, so any figure here would be wrong for almost everyone. Check what you would actually pay for UHC Bronze Essential (No Referrals) in your area:
Coverage and cost sharing come from the official Marketplace record for plan 97560MS0030033, 2026 plan year. Always confirm against the Summary of Benefits before enrolling.
Plans shown based on input. Not insurance advice. Policymage is not a licensed broker or agent.