Bronze
HMO
HSA eligible

Bronze Elite + PCP Saver Plus

Oscar Health Plan, Inc. · Mississippi Marketplace plan for 2026

What you pay before the plan starts sharing costs

Deductible (individual)

$0

$0 for a family

Out-of-pocket maximum (individual)

$10,600

$21,200 for a family

The out-of-pocket maximum is the most you can pay in a year for covered in-network care. After you reach it, the plan pays everything else.

What you pay for common care

In-network cost sharing for common services on Bronze Elite + PCP Saver Plus, 2026
ServiceYou pay (in-network)
Primary Care Visit to Treat an Injury or Illness$50
Specialist Visit$125
Emergency Room Services$2500
Generic Drugs$3
Preferred Brand Drugs$125 Copay after deductible
Inpatient Hospital Services (e.g., Hospital Stay)$3000 Copay per Day
Laboratory Outpatient and Professional Services$65
X-rays and Diagnostic Imaging$150
Mental/Behavioral Health Outpatient Services$125

Where this plan is sold in Mississippi

Available in 5 of the rating areas we cover. Premiums differ by area, so check the one you live in.

Everything Bronze Elite + PCP Saver Plus covers

Covered benefits and in-network cost sharing for Bronze Elite + PCP Saver Plus
BenefitYou pay (in-network)
Primary Care Visit to Treat an Injury or Illness$50
Specialist Visit$125
Other Practitioner Office Visit Nurse Physician Assistant$50
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)$1200
Outpatient Surgery Physician/Surgical Services$350
Hospice Services50%
Urgent Care Centers Or Facilities$75
Home Health Care Services50%
Emergency Room Services$2500
Emergency Transportation/Ambulance$2500
Inpatient Hospital Services (e.g., Hospital Stay)$3000 Copay per Day
Inpatient Physician and Surgical Services$350
Skilled Nursing Facility$3000 Copay per Day
Prenatal And Postnatal CareNo Charge
Delivery And All Inpatient Services For Maternity Care$3000
Mental/Behavioral Health Outpatient Services$125
Mental/Behavioral Health Inpatient Services$3000 Copay per Day
Substance Abuse Disorder Outpatient Services$125
Substance Abuse Disorder Inpatient Services$3000 Copay per Day
Generic DrugsLimit: 30 treatments per month$3
Preferred Brand DrugsLimit: 30 treatments per month$125 Copay after deductible
Non-Preferred Brand Drugs50% Coinsurance after deductible
Specialty DrugsLimit: 30 treatments per month50% Coinsurance after deductible
Outpatient Rehabilitation ServicesLimit: 36 visits per year$125
Habilitation Services$125
Chiropractic CareLimit: 20 visits per year$125
Durable Medical Equipment50%
Imaging (CT/PET Scans, MRIs)$750
Preventive Care/Screening/ImmunizationNo Charge
Routine Foot CareLimit: 1 visits per year$125
Routine Eye Exam for ChildrenLimit: 1 exams per benefit periodNo Charge
Eye Glasses for ChildrenLimit: 1 items per benefit period50%
Rehabilitative Speech TherapyLimit: 20 visits per year$125
Rehabilitative Occupational And Rehabilitative Physical TherapyLimit: 20 days per year$125
Well Baby Visits And CareNo Charge
Laboratory Outpatient and Professional Services$65
X-rays and Diagnostic Imaging$150
Transplant$3000
Accidental Dental$350
Dialysis50%
Allergy Testing$125
Chemotherapy$500
Radiation50%
Diabetes EducationLimit: 1 visits per yearNo Charge
Prosthetic Devices50%
Infusion Therapy50%
Treatment For Temporomandibular Joint DisordersLimit: 5000 dollars per lifetime$350
Reconstructive Surgery$3000

Not covered by this plan

  • Routine Dental Services (Adult)
  • Infertility Treatment
  • Long Term Custodial Nursing Home Care
  • Private-Duty Nursing
  • Routine Eye Exam (Adult)
  • Bariatric Surgery
  • Cosmetic Surgery
  • Hearing Aids
  • Acupuncture
  • Weight Loss Programs
  • Dental Check-Up for Children
  • Basic Dental Care - Child
  • Orthodontia - Child
  • Major Dental Care - Child
  • Basic Dental Care - Adult
  • Orthodontia - Adult
  • Major Dental Care - Adult
  • Abortion Services
  • Nutritional Counseling

Official plan documents

What this page does not show

No premium and no subsidy estimate. Both depend on your age, household size, income and county, not on the plan, so any figure here would be wrong for almost everyone. Check what you would actually pay for Bronze Elite + PCP Saver Plus in your area:

Coverage and cost sharing come from the official Marketplace record for plan 20635MS0010002, 2026 plan year. Always confirm against the Summary of Benefits before enrolling.

Plans shown based on input. Not insurance advice. Policymage is not a licensed broker or agent.