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Silver
EPO

Connect myHeartCare Silver

Cigna Healthcare · Mississippi Marketplace plan for 2026

What you pay before the plan starts sharing costs

Deductible (individual)

$4,500

$9,000 for a family

Out-of-pocket maximum (individual)

$9,900

$19,800 for a family

The out-of-pocket maximum is the most you can pay in a year for covered in-network care. After you reach it, the plan pays everything else.

What you pay for common care

In-network cost sharing for common services on Connect myHeartCare Silver, 2026
ServiceYou pay (in-network)
Primary Care Visit to Treat an Injury or Illness$15
Specialist Visit$65
Emergency Room Services25% Coinsurance after deductible
Generic Drugs$3
Preferred Brand Drugs$100
Inpatient Hospital Services (e.g., Hospital Stay)25% Coinsurance after deductible
Laboratory Outpatient and Professional Services25% Coinsurance after deductible
X-rays and Diagnostic Imaging25% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$65

Where this plan is sold in Mississippi

Available in 9 of the rating areas we cover. Premiums differ by area, so check the one you live in.

Benton CountyColumbus Area (Northeast Mississippi)Hattiesburg Area (South Mississippi)Jackson Metro Area (Mississippi)Memphis Metro Area (Mississippi Side)Mississippi (Northeast & Southern Rural Counties)Mississippi Gulf Coast (Biloxi & Gulfport)South Central Mississippi (Copiah & Simpson Counties)Tupelo Area (Northeast Mississippi)

Everything Connect myHeartCare Silver covers

Covered benefits and in-network cost sharing for Connect myHeartCare Silver
BenefitYou pay (in-network)
Primary Care Visit to Treat an Injury or Illness$15
Specialist Visit$65
Other Practitioner Office Visit Nurse Physician Assistant$65
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)25% Coinsurance after deductible
Outpatient Surgery Physician/Surgical Services25% Coinsurance after deductible
Hospice Services25% Coinsurance after deductible
Urgent Care Centers Or Facilities$35
Home Health Care Services25% Coinsurance after deductible
Emergency Room Services25% Coinsurance after deductible
Emergency Transportation/Ambulance25% Coinsurance after deductible
Inpatient Hospital Services (e.g., Hospital Stay)25% Coinsurance after deductible
Inpatient Physician and Surgical Services25% Coinsurance after deductible
Skilled Nursing Facility25% Coinsurance after deductible
Prenatal And Postnatal Care25% Coinsurance after deductible
Delivery And All Inpatient Services For Maternity Care25% Coinsurance after deductible
Mental/Behavioral Health Outpatient Services$65
Mental/Behavioral Health Inpatient Services25% Coinsurance after deductible
Substance Abuse Disorder Outpatient Services$65
Substance Abuse Disorder Inpatient Services25% Coinsurance after deductible
Generic Drugs$3
Preferred Brand Drugs$100
Non-Preferred Brand Drugs49% Coinsurance after deductible
Specialty Drugs50% Coinsurance after deductible
Outpatient Rehabilitation Services25% Coinsurance after deductible
Habilitation Services25% Coinsurance after deductible
Chiropractic Care25% Coinsurance after deductible
Durable Medical Equipment25% Coinsurance after deductible
Imaging (CT/PET Scans, MRIs)25% Coinsurance after deductible
Preventive Care/Screening/ImmunizationNo Charge
Routine Foot Care25% Coinsurance after deductible
Routine Eye Exam for ChildrenLimit: 1 exams per yearNo Charge
Eye Glasses for ChildrenLimit: 1 items per yearNo Charge
Rehabilitative Speech Therapy25% Coinsurance after deductible
Rehabilitative Occupational And Rehabilitative Physical Therapy25% Coinsurance after deductible
Well Baby Visits And CareNo Charge
Laboratory Outpatient and Professional Services25% Coinsurance after deductible
X-rays and Diagnostic Imaging25% Coinsurance after deductible
TransplantNo Charge After Deductible
Accidental Dental25% Coinsurance after deductible
Dialysis25% Coinsurance after deductible
Allergy Testing25% Coinsurance after deductible
Chemotherapy25% Coinsurance after deductible
Radiation25% Coinsurance after deductible
Diabetes Education25% Coinsurance after deductible
Prosthetic Devices25% Coinsurance after deductible
Infusion Therapy25% Coinsurance after deductible
Treatment For Temporomandibular Joint Disorders25% Coinsurance after deductible
Reconstructive Surgery25% Coinsurance after deductible

Not covered by this plan

  • Routine Dental Services (Adult)
  • Infertility Treatment
  • Long Term Custodial Nursing Home Care
  • Private-Duty Nursing
  • Routine Eye Exam (Adult)
  • Bariatric Surgery
  • Cosmetic Surgery
  • Hearing Aids
  • Acupuncture
  • Weight Loss Programs
  • Dental Check-Up for Children
  • Basic Dental Care - Child
  • Orthodontia - Child
  • Major Dental Care - Child
  • Basic Dental Care - Adult
  • Orthodontia - Adult
  • Major Dental Care - Adult
  • Abortion Services
  • Nutritional Counseling

Official plan documents

What this page does not show

No premium and no subsidy estimate. Both depend on your age, household size, income and county, not on the plan, so any figure here would be wrong for almost everyone. Check what you would actually pay for Connect myHeartCare Silver in your area:

See your price for this planEstimate your subsidy

Coverage and cost sharing come from the official Marketplace record for plan 56766MS0010016, 2026 plan year. Always confirm against the Summary of Benefits before enrolling.

Plans shown based on input. Not insurance advice. Policymage is not a licensed broker or agent.