Health Insurance Plans in Wyoming
Browse ACA Marketplace plans available to Wyoming residents on the federal exchange. 23 plans available for 2026. Starting from $657/month.
Lowest Monthly Premium
$657/mo
Before subsidies · 30-year-old
Avg Bronze Premium
$785/mo
7 plans available
Avg Silver (Benchmark)
$991/mo
Basis for APTC subsidy calculation
Plans by Metal Tier
Average premiums for a 30-year-old individual in Cheyenne, WY
Lowest monthly premium, highest cost-sharing. Best if you're healthy and rarely use care.
$785/mo avg
from $657 – $870
Mid-range premiums with moderate cost-sharing. Qualifies for Cost-Sharing Reductions (CSR) if income-eligible.
$991/mo avg
from $911 – $1103
Higher premiums, lower cost-sharing. Best if you use healthcare regularly.
$957/mo avg
from $837 – $1064
Lowest-Premium Plans Available
Sample plans near Cheyenne — enter your ZIP for exact results
BlueSelect Bronze Basic
Blue Cross Blue Shield of Wyoming
$657/mo
Ded: $10,600
BlueSelect Bronze Core
Blue Cross Blue Shield of Wyoming
$686/mo
Ded: $6,800
BlueSelect Expanded Bronze Standard without Kid's Dental
Blue Cross Blue Shield of Wyoming
$765/mo
Ded: $7,500
UHC Bronze Standard (No Referrals)
UnitedHealthcare
$828/mo
Ded: $7,500
UHC Bronze Value HSA (No Referrals)
UnitedHealthcare
$835/mo
Ded: $7,000
BlueSelect Gold Core
Blue Cross Blue Shield of Wyoming
$837/mo
Ded: $2,000
BlueSelect Gold HealthPlus
Blue Cross Blue Shield of Wyoming
$852/mo
Ded: $1,500
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
$853/mo
Ded: $0
BlueSelect Gold Standard without Kid's Dental
Blue Cross Blue Shield of Wyoming
$867/mo
Ded: $2,000
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
UnitedHealthcare
$870/mo
Ded: $0
Prices shown are for a 30-year-old near Cheyenne without subsidies. Your actual premium depends on your age, ZIP code, household size, and income.Get your personalized price →
Frequently Asked Questions
How many ACA plans are available in Wyoming?
Approximately 23 ACA Marketplace plans are available in Wyoming for 2026. The exact count varies by county — some areas have more insurer competition than others.
What is the cheapest health insurance plan in Wyoming?
For a 30-year-old without subsidies, the cheapest plan near Cheyenne starts at about $657/month. Bronze plans have the lowest premiums. If your income qualifies for the Advance Premium Tax Credit (APTC), you could pay significantly less — or nothing at all.
Does Wyoming use HealthCare.gov?
Yes — Wyoming is a federal marketplace state, so residents shop for ACA plans at HealthCare.gov. Policymage uses the same underlying federal marketplace data to let you compare plans before enrolling.
What is the Silver benchmark plan and why does it matter?
The Silver benchmark plan in Wyoming averages $991/month. This benchmark is used by the federal government to calculate your APTC subsidy amount — it's the second-lowest-cost Silver plan in your county. Even if you choose a Bronze or Gold plan, your subsidy is based on the Silver benchmark.
Find Plans in Wyoming
Enter your ZIP code to see all plans available in your county with your exact premium after subsidies.