Health Insurance Plans in Wisconsin
Browse ACA Marketplace plans available to Wisconsin residents on the federal exchange. 35 plans available for 2026. Starting from $430/month.
Lowest Monthly Premium
$430/mo
Before subsidies · 30-year-old
Avg Bronze Premium
$460/mo
13 plans available
Avg Silver (Benchmark)
$594/mo
Basis for APTC subsidy calculation
Plans by Metal Tier
Average premiums for a 30-year-old individual in Milwaukee, WI
Lowest monthly premium, highest cost-sharing. Best if you're healthy and rarely use care.
$460/mo avg
from $430 – $508
Mid-range premiums with moderate cost-sharing. Qualifies for Cost-Sharing Reductions (CSR) if income-eligible.
$594/mo avg
from $570 – $611
Higher premiums, lower cost-sharing. Best if you use healthcare regularly.
$641/mo avg
from $594 – $684
Lowest-Premium Plans Available
Sample plans near Milwaukee — enter your ZIP for exact results
Prestige Bronze Essential + 3 Free PCP Visits
Network Health
$430/mo
Ded: $7,750
Prestige Bronze Essential + Dental + Vision + 3 Free PCP Visits
Network Health
$435/mo
Ded: $7,750
Anthem Bronze Pathway/Lean 5000 (3 Free PCP Visits + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
$442/mo
Ded: $5,000
Anthem Bronze Pathway/Lean HSA (+ Incentives)
Anthem Blue Cross and Blue Shield
$447/mo
Ded: $8,450
Anthem Bronze Pathway/Lean Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
Anthem Blue Cross and Blue Shield
$447/mo
Ded: $7,500
Prestige Bronze Plus
Network Health
$448/mo
Ded: $7,500
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
UnitedHealthcare
$452/mo
Ded: $10,600
Prestige Bronze $0 Medical Deductible
Network Health
$465/mo
Ded: $0
Prestige Bronze $0 Medical Deductible + Dental + Vision
Network Health
$470/mo
Ded: $0
UHC Bronze Standard (No Referrals)
UnitedHealthcare
$473/mo
Ded: $7,500
Prices shown are for a 30-year-old near Milwaukee without subsidies. Your actual premium depends on your age, ZIP code, household size, and income.Get your personalized price →
Frequently Asked Questions
How many ACA plans are available in Wisconsin?
Approximately 35 ACA Marketplace plans are available in Wisconsin for 2026. The exact count varies by county — some areas have more insurer competition than others.
What is the cheapest health insurance plan in Wisconsin?
For a 30-year-old without subsidies, the cheapest plan near Milwaukee starts at about $430/month. Bronze plans have the lowest premiums. If your income qualifies for the Advance Premium Tax Credit (APTC), you could pay significantly less — or nothing at all.
Does Wisconsin use HealthCare.gov?
Yes — Wisconsin is a federal marketplace state, so residents shop for ACA plans at HealthCare.gov. Policymage uses the same underlying federal marketplace data to let you compare plans before enrolling.
What is the Silver benchmark plan and why does it matter?
The Silver benchmark plan in Wisconsin averages $594/month. This benchmark is used by the federal government to calculate your APTC subsidy amount — it's the second-lowest-cost Silver plan in your county. Even if you choose a Bronze or Gold plan, your subsidy is based on the Silver benchmark.
Find Plans in Wisconsin
Enter your ZIP code to see all plans available in your county with your exact premium after subsidies.
More Wisconsin guides
Best plans in Wisconsin Cheapest plans in Wisconsin HSA-eligible plans in Wisconsin