Health Insurance Plans in Ohio
Browse ACA Marketplace plans available to Ohio residents on the federal exchange. 130 plans available for 2026. Starting from $353/month.
Lowest Monthly Premium
$353/mo
Before subsidies · 30-year-old
Avg Bronze Premium
$483/mo
43 plans available
Avg Silver (Benchmark)
$616/mo
Basis for APTC subsidy calculation
Plans by Metal Tier
Average premiums for a 30-year-old individual in Columbus, OH
Lowest monthly premium, highest cost-sharing. Best if you're healthy and rarely use care.
$483/mo avg
from $353 – $603
Mid-range premiums with moderate cost-sharing. Qualifies for Cost-Sharing Reductions (CSR) if income-eligible.
$616/mo avg
from $469 – $819
Higher premiums, lower cost-sharing. Best if you use healthcare regularly.
$763/mo avg
from $478 – $1096
Lowest-Premium Plans Available
Sample plans near Columbus — enter your ZIP for exact results
Bronze Classic Standard
Oscar Health Insurance
$353/mo
Ded: $7,500
Bronze Classic 4700
Oscar Health Insurance
$358/mo
Ded: $4,700
Bronze Simple Diabetes
Oscar Health Insurance
$360/mo
Ded: $5,500
Bronze Simple Breathe Easy with Enhanced COPD Benefits
Oscar Health Insurance
$362/mo
Ded: $5,500
Bronze Simple Chronic Care CKM
Oscar Health Insurance
$365/mo
Ded: $5,500
Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Ohio, Inc.
$367/mo
Ded: $8,700
Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
Antidote Health Plan of Ohio, Inc.
$378/mo
Ded: $8,700
Bronze Elite + PCP Saver Plus
Oscar Health Insurance
$383/mo
Ded: $0
Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
Antidote Health Plan of Ohio, Inc.
$393/mo
Ded: $8,000
Bronze Standard
Antidote Health Plan of Ohio, Inc.
$399/mo
Ded: $7,500
Prices shown are for a 30-year-old near Columbus without subsidies. Your actual premium depends on your age, ZIP code, household size, and income.Get your personalized price →
Frequently Asked Questions
How many ACA plans are available in Ohio?
Approximately 130 ACA Marketplace plans are available in Ohio for 2026. The exact count varies by county — some areas have more insurer competition than others.
What is the cheapest health insurance plan in Ohio?
For a 30-year-old without subsidies, the cheapest plan near Columbus starts at about $353/month. Bronze plans have the lowest premiums. If your income qualifies for the Advance Premium Tax Credit (APTC), you could pay significantly less — or nothing at all.
Does Ohio use HealthCare.gov?
Yes — Ohio is a federal marketplace state, so residents shop for ACA plans at HealthCare.gov. Policymage uses the same underlying federal marketplace data to let you compare plans before enrolling.
What is the Silver benchmark plan and why does it matter?
The Silver benchmark plan in Ohio averages $616/month. This benchmark is used by the federal government to calculate your APTC subsidy amount — it's the second-lowest-cost Silver plan in your county. Even if you choose a Bronze or Gold plan, your subsidy is based on the Silver benchmark.
Find Plans in Ohio
Enter your ZIP code to see all plans available in your county with your exact premium after subsidies.