Health Insurance Plans in Mississippi
Browse ACA Marketplace plans available to Mississippi residents on the federal exchange. 48 plans available for 2026. Starting from $540/month.
Lowest Monthly Premium
$540/mo
Before subsidies · 30-year-old
Avg Bronze Premium
$602/mo
18 plans available
Avg Silver (Benchmark)
$678/mo
Basis for APTC subsidy calculation
Plans by Metal Tier
Average premiums for a 30-year-old individual in Jackson, MS
Lowest monthly premium, highest cost-sharing. Best if you're healthy and rarely use care.
$602/mo avg
from $540 – $691
Mid-range premiums with moderate cost-sharing. Qualifies for Cost-Sharing Reductions (CSR) if income-eligible.
$678/mo avg
from $563 – $800
Higher premiums, lower cost-sharing. Best if you use healthcare regularly.
$895/mo avg
from $770 – $972
Lowest-Premium Plans Available
Sample plans near Jackson — enter your ZIP for exact results
Connect Bronze 8500 Indiv Med Deductible
Cigna Healthcare
$540/mo
Ded: $8,500
Connect Bronze 6500 Indiv Med Deductible
Cigna Healthcare
$541/mo
Ded: $6,500
Bronze Classic Standard
Oscar Health Plan, Inc.
$543/mo
Ded: $7,500
Connect Bronze CMS Standard
Cigna Healthcare
$546/mo
Ded: $7,500
Connect myDiabetesCare Bronze
Cigna Healthcare
$548/mo
Ded: $5,500
Bronze Simple Chronic Care CKM
Oscar Health Plan, Inc.
$562/mo
Ded: $5,500
Silver Simple
Oscar Health Plan, Inc.
$563/mo
Ded: $6,300
Silver Classic Standard
Oscar Health Plan, Inc.
$567/mo
Ded: $6,000
Silver Simple Chronic Care CKM
Oscar Health Plan, Inc.
$570/mo
Ded: $5,900
UHC Bronze Essential (No Referrals)
UnitedHealthcare
$572/mo
Ded: $10,600
Prices shown are for a 30-year-old near Jackson without subsidies. Your actual premium depends on your age, ZIP code, household size, and income.Get your personalized price →
Frequently Asked Questions
How many ACA plans are available in Mississippi?
Approximately 48 ACA Marketplace plans are available in Mississippi for 2026. The exact count varies by county — some areas have more insurer competition than others.
What is the cheapest health insurance plan in Mississippi?
For a 30-year-old without subsidies, the cheapest plan near Jackson starts at about $540/month. Bronze plans have the lowest premiums. If your income qualifies for the Advance Premium Tax Credit (APTC), you could pay significantly less — or nothing at all.
Does Mississippi use HealthCare.gov?
Yes — Mississippi is a federal marketplace state, so residents shop for ACA plans at HealthCare.gov. Policymage uses the same underlying federal marketplace data to let you compare plans before enrolling.
What is the Silver benchmark plan and why does it matter?
The Silver benchmark plan in Mississippi averages $678/month. This benchmark is used by the federal government to calculate your APTC subsidy amount — it's the second-lowest-cost Silver plan in your county. Even if you choose a Bronze or Gold plan, your subsidy is based on the Silver benchmark.
Find Plans in Mississippi
Enter your ZIP code to see all plans available in your county with your exact premium after subsidies.
More Mississippi guides
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