Health Insurance Plans in Kansas
Browse ACA Marketplace plans available to Kansas residents on the federal exchange. 54 plans available for 2026. Starting from $392/month.
Lowest Monthly Premium
$392/mo
Before subsidies · 30-year-old
Avg Bronze Premium
$455/mo
21 plans available
Avg Silver (Benchmark)
$615/mo
Basis for APTC subsidy calculation
Plans by Metal Tier
Average premiums for a 30-year-old individual in Kansas City, KS
Lowest monthly premium, highest cost-sharing. Best if you're healthy and rarely use care.
$455/mo avg
from $392 – $612
Mid-range premiums with moderate cost-sharing. Qualifies for Cost-Sharing Reductions (CSR) if income-eligible.
$615/mo avg
from $507 – $841
Higher premiums, lower cost-sharing. Best if you use healthcare regularly.
$632/mo avg
from $542 – $800
Lowest-Premium Plans Available
Sample plans near Kansas City — enter your ZIP for exact results
UHC Bronze Essential (No Referrals)
UnitedHealthcare
$392/mo
Ded: $10,600
Bronze Classic Standard
Oscar Insurance Company
$402/mo
Ded: $7,500
Bronze Simple Diabetes
Oscar Insurance Company
$409/mo
Ded: $5,500
Bronze Classic 4700
Oscar Insurance Company
$411/mo
Ded: $4,700
Everyday Bronze
Ambetter from Sunflower Health Plan
$413/mo
Ded: $8,450
UHC Bronze Standard (No Referrals)
UnitedHealthcare
$413/mo
Ded: $7,500
Standard Expanded Bronze
Ambetter from Sunflower Health Plan
$414/mo
Ded: $7,500
UHC Bronze Standard+ (Dental + Vision, No Referrals)
UnitedHealthcare
$425/mo
Ded: $7,500
Everyday Bronze + Vision + Adult Dental
Ambetter from Sunflower Health Plan
$426/mo
Ded: $8,450
Standard Expanded Bronze + Vision + Adult Dental
Ambetter from Sunflower Health Plan
$428/mo
Ded: $7,500
Prices shown are for a 30-year-old near Kansas City without subsidies. Your actual premium depends on your age, ZIP code, household size, and income.Get your personalized price →
Frequently Asked Questions
How many ACA plans are available in Kansas?
Approximately 54 ACA Marketplace plans are available in Kansas for 2026. The exact count varies by county — some areas have more insurer competition than others.
What is the cheapest health insurance plan in Kansas?
For a 30-year-old without subsidies, the cheapest plan near Kansas City starts at about $392/month. Bronze plans have the lowest premiums. If your income qualifies for the Advance Premium Tax Credit (APTC), you could pay significantly less — or nothing at all.
Does Kansas use HealthCare.gov?
Yes — Kansas is a federal marketplace state, so residents shop for ACA plans at HealthCare.gov. Policymage uses the same underlying federal marketplace data to let you compare plans before enrolling.
What is the Silver benchmark plan and why does it matter?
The Silver benchmark plan in Kansas averages $615/month. This benchmark is used by the federal government to calculate your APTC subsidy amount — it's the second-lowest-cost Silver plan in your county. Even if you choose a Bronze or Gold plan, your subsidy is based on the Silver benchmark.
Find Plans in Kansas
Enter your ZIP code to see all plans available in your county with your exact premium after subsidies.