Health Insurance Plans in Alaska
Browse ACA Marketplace plans available to Alaska residents on the federal exchange. 15 plans available for 2026. Starting from $575/month.
Lowest Monthly Premium
$575/mo
Before subsidies · 30-year-old
Avg Bronze Premium
$626/mo
6 plans available
Avg Silver (Benchmark)
$916/mo
Basis for APTC subsidy calculation
Plans by Metal Tier
Average premiums for a 30-year-old individual in Anchorage, AK
Lowest monthly premium, highest cost-sharing. Best if you're healthy and rarely use care.
$626/mo avg
from $575 – $672
Mid-range premiums with moderate cost-sharing. Qualifies for Cost-Sharing Reductions (CSR) if income-eligible.
$916/mo avg
from $897 – $928
Higher premiums, lower cost-sharing. Best if you use healthcare regularly.
$824/mo avg
from $802 – $844
Lowest-Premium Plans Available
Sample plans near Anchorage — enter your ZIP for exact results
Moda Select Alaska Standard Bronze
Moda Health Plan, Inc.
$575/mo
Ded: $7,500
Moda Select Alaska Bronze HDHP 5500
Moda Health Plan, Inc.
$602/mo
Ded: $5,500
Moda Select Alaska Bronze 6500
Moda Health Plan, Inc.
$605/mo
Ded: $6,500
Premera Blue Cross Standard Bronze II
Premera Blue Cross Blue Shield of Alaska
$641/mo
Ded: $7,500
Premera Blue Cross Preferred Bronze 5800 HSA
Premera Blue Cross Blue Shield of Alaska
$660/mo
Ded: $5,800
Premera Blue Cross Preferred Bronze 6350
Premera Blue Cross Blue Shield of Alaska
$672/mo
Ded: $6,350
Moda Select Alaska Standard Gold
Moda Health Plan, Inc.
$802/mo
Ded: $2,000
Moda Select Alaska Gold 1500
Moda Health Plan, Inc.
$815/mo
Ded: $1,500
Premera Blue Cross Standard Gold
Premera Blue Cross Blue Shield of Alaska
$816/mo
Ded: $2,000
Premera Blue Cross Alaska One Gold
Premera Blue Cross Blue Shield of Alaska
$843/mo
Ded: $1,500
Prices shown are for a 30-year-old near Anchorage without subsidies. Your actual premium depends on your age, ZIP code, household size, and income.Get your personalized price →
Frequently Asked Questions
How many ACA plans are available in Alaska?
Approximately 15 ACA Marketplace plans are available in Alaska for 2026. The exact count varies by county — some areas have more insurer competition than others.
What is the cheapest health insurance plan in Alaska?
For a 30-year-old without subsidies, the cheapest plan near Anchorage starts at about $575/month. Bronze plans have the lowest premiums. If your income qualifies for the Advance Premium Tax Credit (APTC), you could pay significantly less — or nothing at all.
Does Alaska use HealthCare.gov?
Yes — Alaska is a federal marketplace state, so residents shop for ACA plans at HealthCare.gov. Policymage uses the same underlying federal marketplace data to let you compare plans before enrolling.
What is the Silver benchmark plan and why does it matter?
The Silver benchmark plan in Alaska averages $916/month. This benchmark is used by the federal government to calculate your APTC subsidy amount — it's the second-lowest-cost Silver plan in your county. Even if you choose a Bronze or Gold plan, your subsidy is based on the Silver benchmark.
Find Plans in Alaska
Enter your ZIP code to see all plans available in your county with your exact premium after subsidies.